Lower Utilization
A prior client reduced revolving utilization from 82% to under 10% and recorded a 47-point score improvement.
Client outcomes
Real results from real Texans.
Since 2011, Texas Custom Credit Repair has helped clients understand their reports, resolve challenges, reduce balances, and move closer to their financial goals.
Settlement outcomes
Documented savings examples.
A strong settlement strategy protects the client's budget while seeking the best available resolution.
| Account | Original Balance | Settlement | Client Savings |
|---|---|---|---|
| Firestone Complete Auto Care | $1,303.26 | $522.00 | $781.26 |
| Spring Oaks Capital | $593.35 | $244.00 | $349.35 |
| Credit One Collection | $789.41 | $355.23 | $434.18 |
Examples are based on prior client outcomes. Settlement availability and terms are controlled by each creditor or collector.
More than deletions
Progress can show up in several ways.
Resolved Collections
Negotiated settlements can reduce the amount required to resolve an account and may support deletion requests when available.
Mortgage Readiness
Organized reporting, lower balances, and clear partner communication help clients prepare for the next lending conversation.
Fraud Resolution
Clients receive structured help documenting and challenging accounts that do not belong to them.
Better Habits
On-time payments and sustainable balance targets strengthen the profile clients are building for the future.
Financial Clarity
Clients understand what is affecting their file and which action should come next.
Credit scores are calculated by third parties and can change for many reasons. Results vary; no score increase, deletion, settlement, or loan approval is guaranteed.
Your next step starts with a clear credit plan.
Choose a convenient appointment time online, then come prepared with a current three-bureau report and your questions.