1
Pull your three-bureau report
A current report gives us the information needed to review collections, utilization, payment history, and reporting details.
Pull Credit Report →Online credit preparation
Start with the facts-not guesses.
Use your current credit report and these online resources to understand your goal, the items affecting your profile, and practical next steps.
Start online
Complete these four simple steps.
2
Schedule your appointment
Choose the date and time that works for you using our online Setmore calendar.
Schedule Appointment →3
Prepare your information
Write down your goal, timeline, budget concerns, creditor questions, and anything your Realtor or lender asked you to address.
View Credit Tools →4
Use the secure process
When you are ready to take the next step, complete the required online enrollment and documentation process before receiving one-to-one credit repair services.
Client Center →What to review
A practical path with a clear outcome.
Your Goal
What are you trying to accomplish, and what timeline are you working toward?
Your Credit Profile
What is being reported, which items need attention, and what is already helping?
Your Options
What can be disputed, validated, settled, paid down, monitored, or left alone?
Program Fit
Which level of service fits the number and complexity of the items on your report?
Budget Reality
Which steps are realistic now, and how can progress be staged without creating new financial stress?
Next Action
You leave knowing the first priority and the next best action—even if you do not enroll.
Your next step starts with a clear credit plan.
Choose a convenient appointment time online, then come prepared with a current three-bureau report and your questions.